Business Sales at Whitmore's

We handle the Fleet requirements of all size fleets from the single user to the largest PLC.

Our Fleet team are dedicated to Company Car Buyers. Even if you are unsure about which models best suit your needs, or which funding option will benefit your Business, we can help.

Check out the funding options to the right

• New Vauxhall, Saab and Chevrolet Cars
• Light, medium and heavy Vauxhall vans and conversions
• Nearly new
• Fleet disposals
• Single point of contact
• Our own PDI Technicians
• Rapid response times
• Nationwide delivery by ourown drivers
• Choice of Service Centres
• All-makes service and repair

HIRE PURCHASE

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This is a simple but highly flexible option, which allows you to spread payments over a specific term. The interest rate is fixed at the beginning of the agreement so you enjoy the protection against interest rate rises and subsequently the benefits of easier budgeting. At the end of the term you will own the vehicle.

Benefits:

• You can fund your vehicle as an asset on your balance sheet
• Your initial outlay is reduced allowing your funds to be retained in the business
• The interest is allowable against tax
• The monthly payments are fixed, making budgeting easier
• You can claim writing down allowances

How it works:

Choose your car

Choose your term

Pay your agreed deposit

After agreed term and completion of payments you will own the vehicle

CONTRACT HIRE

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This is one of the fastest growing methods of acquiring vehicles for business use because it offers so many benefits. The principle benefit is that the Leasing Company will reclaim the VAT on your behalf and then pass on this saving to you by way of reduced monthly rentals.

Benefits:

• Your monthly rentals are fixed, making budgeting easier
• You can reclaim 50% of the VAT on the rentals where the car is used for private and business purposes
• The rentals are also allowable against tax reducing your tax liability
• You will not be responsible for the disposal of your car so you will not be exposed to the risk of depreciation.

Contract Hire is a form of lease, the terms of which can be tailored to suit your own requirements such as:

• Maintenance and Servicing
• Relief vehicles in case of theft, accidents or mechanical breakdown
• Road Tax
• Replacement Tyres

How it works:

Choose your car

Choose your term and mileage

Pay your agreed number of monthly rentals

After agreed term simply hand back your car subject to agreed mileage and condition terms with no more to pay

PERSONAL CONTRACT LEASE

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This is probably the most flexible way to buy a car, enabling you to budget for several different possibilities. There are a number of combinations to choose from, depending on access to capital, cashflow and so on.

You will enjoy reduced monthly payments, as we will offer you a guaranteed future value for your car at the end of the term based on an agreed mileage, and this value will be deferred to one final payment.

Benefits:

• Your monthly payments will be reduced due to the guaranteed future value, offering obvious cash flow advantages
• Your initial outlay is reduced allowing funds to be retained within the business
• The interest is allowable against tax
• You can claim writing down allowances
• You can fund the car as an asset on your balance sheet

How it works:

Choose your car

Choose your term and mileage

Pay your deposit

After agreed term simply hand back your car subject to agreed mileage with no more to pay
Or
Pay the guaranteed future value and own the car
Or
Use any credit in the value as a deposit for a new agreement

BUSINESS LEASE

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This provides you with full use of a vehicle but without the burden of ownership. Effectively, you are only renting the vehicle. It can have significant Tax and VAT benefits as well as help you improve your cash flow and reduce capital expenditure.

As oppose to Contract Hire you will not be tied to a mileage limit or be responsible for the sale of the vehicle at the end of the term. This will mean that you have capital to either use as initial rentals on a new agreement or as capital to go back into the business.

You also have the option to agree a final payment (as Personal Contract Plan) will can also be deferred to the end of the term.

Benefits:

• Lower monthly rentals as the finance company will claim the VAT on the vehicle, thus improving your cash flow
• You can claim 50% of the VAT on the monthly rentals
• A proportion of the rentals are allowable against tax reducing your liability
• Low initial outlay allowing funds to be retained in the business

How it works:

Choose your car

Choose your term

Pay your agreed initial rentals

After agreed term vehicle must be sold to a third party along with any agreed final payment